What is Contractor’s General Liability Insurance?
Contractor’s general liability insurance protects contractors and construction professionals from third-party claims—property damage, injuries, and legal disputes that can arise on the job. Meet client requirements and secure your business.
Cover Your Business From:
Property Damage Claims
Bodily Injury Lawsuits
Completed Operations Liability
Advertising Injury
Medical Payments
Legal Defense Costs
FAQ
Why do contractors need general liability insurance?
It’s often required by clients and protects against lawsuits, accidents, and third-party property damage or injuries at job sites.
What’s covered under completed operations?
Completed operations covers liability for damages or injuries that arise after your work is finished—such as faulty workmanship claims.
Does it cover subcontractors?
Most policies require subcontractors to carry their own insurance. You may be able to add them as additional insureds—check your policy details.
Are defense costs included?
Yes, legal defense costs are usually covered—even if a claim is groundless or fraudulent.